INTRODUCTION TO FINANCIAL LITERACY
1
What is Finance?
2
What is financial literacy?
3
Why do you need Financial Literacy?
4
How can you benefit from this Financial Literacy course?
PERSONAL & FAMILY BUDGETING
1
Learning Objectives
2
Activity 1
3
Activity 2
4
Budgeting = Income – Expenditure = Disposable Income
5
Activity 3
6
Current Accounts
7
Savings Accounts
8
Activity 4
9
Student Loans
10
Bank Loans
11
Activity 5
12
Mobile Phone Contracts
13
Activity 6
14
Pensions
15
Activity 7
16
Insurance
17
Activity 8
18
Summary
FINANCIAL STATEMENT
1
Learning Objectives
2
Why are Business Assets and Sources Important?
3
What is the Basic Accounting Equation and When is it Drawn Up?
4
Why Should the Basic Accounting Equation Be Equal? -Example One
5
Why Should the Basic Accounting Equation Be Equal? -Example Two
6
What is the Accounting Period and what are the Time Intervals?
7
How can I get Information About the Financial Status of the Business?
8
Who is Interested in the Financial Status of the Business?
9
Financial Statements
10
Evaluation of the Balance Sheet
11
Balance Sheet Arrangement Rules
12
Income Statement
13
Income Statement Principles
14
Summary
15
Activity 1
16
Activity 2
17
Activity 3
18
Resources
MONEY MANAGEMENT
1
Learning Objectives
2
Activity 1
3
Activity 2
4
Watch the Video Again
5
Activity 3
6
Activity 4
7
Activity 5
8
Activity 6
9
Investing
10
Activity 7
11
Activity 8
12
Activity 9
13
Activity 10
14
Activity 11
15
World of work - Fringe benefits
16
Activity 12
17
Resources
BANKING TRANSACTIONS
1
Learning Objectives
2
Introduction
3
Concepts in banking transactions
4
Think about the banking activities
5
Activity 1
6
Deposit
7
Types of deposit
8
Activity 2
9
How we can create Deposit?
10
Think about the deposit transactions
11
Activity 3
12
What is Credit?
13
Credit
14
What are the resources of credit?
15
Think about the credit
16
Bank Loan Types
17
Think about the loans
18
Activity 4
19
How to use credit from bank?
20
Think about the credit transactions
21
Activity 5
22
Payment and Collection Processes
23
Think about the credit cards
24
Think about the transfer methods
25
Activity 6
26
What is Mobile Banking?
27
What is Internet Banking?
28
Think about the mobile and internet banking
29
Online Banking Safety
30
Think about the security of online banking
31
Activity 7
FINANCIAL TECHNOLOGIES
1
Learning Objectives
2
Introduction to the Financial Technology
3
Do you want to manage your money without going to the bank?
4
Internet Banking
5
Internet Banking Tools
6
The main benefits of internet banking to bank customers are
7
Advantages and disadvantages of electronic banking
8
Activity 1
9
Activity 2
10
Activity 3
11
Resources
INSURANCES
1
Learning Objectives
2
Introduction
3
Activity 1
4
Common Characteristics of Insurance
5
The Main Concept of Insurance
6
Mutuality Principle
7
How Insurance Works
8
The Insurance Glossary
9
Health Insurance
10
Life Insurance
11
Disability Insurance
12
Long-term Care Insurance
13
Home Insurance
14
Liability Insurance
15
Car Insurance
16
Summary
17
Quiz
18
Resources
DIGITAL CURRENCIES
1
Learning Outcomes
2
Introduction
3
Activitiy 1
4
Digital Currency and Its History
5
Cryptocurrency, Features and Types
6
Cryptocurrency Money?
7
What are the Uses of Cryptocurrency?
8
What are the Uses of Cryptocurrency? - Travel
9
What are the Uses of Cryptocurrency? - Real Estate
10
What are the Uses of Cryptocurrency? - Social Media
11
What are the Uses of Cryptocurrency? - Education
12
What are the Uses of Cryptocurrency? - Donation and Fundraising
13
What are the Uses of Cryptocurrency? - Motor Vehicle Industry
14
What are the Uses of Cryptocurrency? - Retail Sales
15
What are the Uses of Cryptocurrency? - Digital Publishing
16
What are the Uses of Cryptocurrency? - Exchange of Artworks
17
What are the Uses of Cryptocurrency? - Game Industry
18
What is the Situation of Cryptocurrency in the World?
19
Quiz
20
Resources
SAVING
1
Learning Objectives
2
Why is it important to save?
3
Setting Your Goals
4
Set your SMART goals
5
Set your SMART goals - Specific
6
Set your SMART goals - Measurable
7
Set your SMART goals - Actionable
8
Set your SMART goals - Realistic
9
Set your SMART goals – Time-framed
10
Set your SMART goals
11
Set your SMART goals
12
Activity 1
13
Tips & Tools for Saving
14
Tools supporting saving habits & behavior
15
Summary
16
ADVANCED - Further topics & exercises related to saving
17
Inflation
18
Purchasing Power
19
Quiz
INVESTING & RETIREMENT PLANNING
1
Learning Objectives
2
Introduction to the investing
3
Would you refuse a big profit?
4
Would you refuse a big profit? The opportunity…
5
Investing and “giving up”
6
Profit and Risk
7
Risk and Return
8
“Giving up” money
9
Investment Horizon
10
Liquidity
11
Liquidity II
12
Remember: Risk, Return, Liquidity
13
Investing versus saving
14
The difference between saving and investing
15
EU Deposits Legislative Protection
16
Investing definition
17
What to take into consideration before investing?
18
Investment Products
19
Bonds
20
Shares (Stocks)
21
Mutual Funds
22
ETFs
23
Portfolio Diversification
24
Retirement Planning
25
What can you do in preparation for your retirement?
26
How can you fund your retirement?
27
Summary
28
Quiz
29
Resources
TIME VALUE OF MONEY
1
Learning Objectives
2
Value of Money
3
Rising Prices and its Consequences
4
Inflation Calculator for EU
5
Purchasing Power & Inflation
6
Inflation & Savings
7
Nominal Versus Real Return
8
Time Value of Money
9
Simple Interest Versus Compound Interest
10
The Time Value of Money
11
Basic Formula & Time Value of Money
12
Application of Time Value of Money (TVM)
13
Calculations & Online TVM Calculator
14
Calculating the End Amount (Future Value)
15
Calculating the End Amount (Future Value) – Example I
16
Calculating the End Amount (Future Value) – Example II
17
Calculating the end amount (Future Value) – Example III
18
Calculating the end amount (Future Value) – Example IV
19
Calculating the end amount (Future Value) – Example V
20
Calculating the end amount (Future Value) – Your Examples
21
Calculating the Starting Amount (Present Value)
22
Calculating the starting amount (Present Value) – Example I
23
Calculating the starting amount (Present Value) – Example II
24
Calculating the starting amount (Present Value) – Example III
25
Calculating 'How Long' (Time)
26
Calculating 'How Long' (Time) – Example I
27
Calculating 'How Long' (Time) – Example II
28
Calculating Interest Rate (Return Rate)
29
Calculating Interest Rate (Return Rate) – Example I
30
Calculating Interest Rate (Return Rate) – Example II
31
Summary
32
Resources
33
Quiz
FINANCIAL RISKS
1
Learning Objectives
2
Introduction to the “risk”
3
Risk
4
Educational System & Risk Literacy
5
Certain and Uncertain Things
6
Risk vs. Uncertainty
7
Examples related to “risk” when dealing with financial products
8
Financial Risks
9
Types of Risks in the Financial Market
10
Systematic and Unsystematic Risk
11
Summary
12
Resources
13
Quiz
CREDIT MANAGEMENT
1
Learning Outcomes
2
Introduction
3
Activity 1
4
What is Credit?
5
The First Credit Card
6
Activity 2
7
What is a Credit Report?
8
Things to Consider in Managing Your Credit
9
What Is the Difference Between Debt and Credit?
10
Credit management – Reasons to credits
11
Credit payment plan calculation
12
Activity 3
13
Activity 4
14
Activity 5
15
Quiz
16
Resources
DEBT MANAGEMENT
1
Learning Outcomes
2
Introduction
3
Activity 1
4
What is Debt?
5
Activity 2
6
What Is the Difference Between Debt and Credit?
7
Is Debt Management Right For You?
8
What is a Debt Management Plan?
9
Does Debt Management Affect Your Credit Score?
10
Things to Consider in Managing Your Debt
11
Debt Management – Reasons to Debts
12
Debt Payment Plan Calculation
13
Activity 3
14
Activity 4
15
Activity 5
16
Quiz
17
Resources
MORTGAGES
1
Learning Outcomes
2
Introduction
3
Activity 1
4
What is a Mortgage?
5
What is Real Estate Value Determination?
6
What are the Mortgage Types of Mortgage Loans?
7
What are the Types of Fixed Rate Mortgage Housing Loans?
8
Mortgage Loans in the EU
9
Insurance on Mortgage Loans in the EU
10
What are the Benefits of the Mortgage System?
11
Activity 2
12
Quiz
13
Resources
CONSUMER RIGHTS AND OBLIGATIONS
1
Learning Objectives
2
On Consumer Protection and Retail Investor Protection
3
Law Terminology
4
EU Legal Acts
5
About MiFID II and MiFIR Directives
6
Differences between MiFID II and MiFIR
7
Some of the Rights Consumer and Small Investors Have Under MiFID II
8
On products offered (recommended) by investment firms to their clients
9
On safeguarding of clients’ assets
10
Providing information to clients
11
Single EU Passport
12
Deposit Insurance
13
Deposit insurance in EU law
14
Anti-Money Laundering in General
15
Summary
16
Resources
17
Quiz
FINANCIAL FRAUD PREVENTION
1
Learning Objectives
2
The Forms of Fraud
3
What to watch out for?
4
How can a fraudster get to me?
5
How to recognize fraudulent mail?
6
How to protect against fraudulent behaviour?
7
Types of Frauds on the Internet
8
Phishing
9
Examples of Phishing
10
Customer Protection & Internet Shopping
11
Fraudulent e-shop
12
Customer Right to Terminate the Contract
13
Summary
14
Resources
15
Quiz
FINANCIAL ADVISORS
1
Learning Objectives
2
Introduction
3
Banks and Insurance Companies
4
Financial Advice
5
Independent Financial Advisor
6
Robo-Advisory
7
Quiz
8
Resources
FINANCIAL OPPORTUNITIES FOR ENTREPRENEURS
1
Learning Objectives
2
Introduction
3
Entrepreneurs and Small and Medium-sized Enterprises (SME)
4
Opportunities for Entrepreneurs
5
Microcredit
6
EU Funds
7
Tıps For You!
8
Quiz
9
Resources
STRATEGIES OF THE ENTREPRENEUR
1
Learning Objectives
2
Introduction
3
A- Selection of the Establishment of the Place of the Business
4
B- Strategies in the Establishment of the Business
5
C- Continuation of the Business, Strategies in its Development
6
D- Fiscal and Equity Policy Strategies
7
Human Resources and Strategies
8
Quiz
9
Resources
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