PERSONAL & FAMILY BUDGETING
1
Learning Objectives
2
Activity 1
3
Activity 2
4
Budgeting = Income – Expenditure = Disposable Income
5
Activity 3
6
Current Accounts
7
Savings Accounts
8
Activity 4
9
Student Loans
10
Bank Loans
11
Activity 5
12
Mobile Phone Contracts
13
Activity 6
14
Pensions
15
Activity 7
16
Insurance
17
Activity 8
18
Summary
FINANCIAL STATEMENT
1
Learning Outcomes
2
Why are Business Assets and Sources Important?
3
What is the Basic Accounting Equation and When is it Drawn Up?
4
Why Should the Basic Accounting Equation Be Equal? -Example One
5
Why Should the Basic Accounting Equation Be Equal? -Example Two
6
What is the Accounting Period and what are the Time Intervals?
7
How can I get Information About the Financial Status of the Business?
8
Who is Interested in the Financial Status of the Business?
9
Financial Statements
10
Balance Sheet
11
Evaluation of the Balance Sheet
12
Balance Sheet Arrangement Rules
13
Income Statement
14
Income Statement Principles
15
Summary
16
Activity 1
17
Activity 2
18
Quiz
MONEY MANAGEMENT
1
Learning Objectives
2
What is Money Management?
3
Activity 1
4
Watch the Video Again
5
Activity 2
6
Activity 3
7
Activity 4
8
Activity 5
9
Activity 6
10
Activity 7
11
Activity 8
12
Activity 9
13
Activity 10
BANKING TRANSACTIONS
1
Learning Objectives
2
Introduction
3
Do we need banks just to keep money?
4
Then, how exactly do we define the bank?
5
In this module you will learn about the following subjects
6
Banking Activities
7
Think about the banking acitivities
8
Activity 1
9
Basic Banking Concepts
10
Think about the banking concepts
11
Activity 2
12
Deposit
13
For what purpose do we deposit?
14
Think about the deposit
15
Types of deposits
16
Activity 3
17
Think about the deposit transactions
18
Activity 4
19
Credit
20
What are the resources of credit?
21
Think about the credit
22
Types of Bank Credit
23
Think about the loans
24
Activity 5
25
How to use credit from bank?
26
Think about the credit transactions
27
Activity 6
28
Payment And Collection Services
29
Think about the cheque
30
Credit cards
31
Think about the credit cards
32
Remittance
33
Think about the transfer methods
34
Activity 7
35
Online Banking Transactions
36
Think about the internet banking
37
Online Banking Safety
38
Think about the internet banking transactions
39
Activity 8
FINANCIAL TECHNOLOGIES
1
Learning Objectives
2
Introduction to the Financial Technology
3
Do you want to manage your money without going to the bank?
4
Internet Banking
5
Internet Banking Tools
6
The main benefits of internet banking to bank customers are
7
Advantages and disadvantages of electronic banking
8
Activity 1
INSURANCES
1
Learning Objectives
2
Introduction
3
Introduction
4
Activity 1
5
Common Characteristics of Insurance
6
The Main Concept of Insurance
7
Mutuality Principle
8
Mutuality Principle
9
How Insurance Works
10
How Insurance Works
11
The Insurance Babylon
12
Health Insurance
13
Health Insurance
14
Life Insurance
15
Life Insurance
16
Life Insurance
17
Disability Insurance
18
Disability Insurance
19
Disability Insurance
20
Long-term Care Insurance
21
Home Insurance
22
Liability Insurance
23
Car Insurance
24
Car Insurance
25
Summary
26
Quiz
DIGITAL CURRENCIES
1
Learning Outcomes
2
Learning Outcomes –
3
Introduction
4
Introduction –
5
Introduction —
6
Activitiy 1
7
Digital Currency and Its History
8
Digital Currency and Its History –
9
Digital Currency and Its History – –
10
Digital Currency and Its History – – –
11
Cryptocurrency, Features and Types
12
Cryptocurrency, Features and Types –
13
Top 10 Cryptocurrencies
14
What is Blockchain?
15
What is Blockchain? –
16
What are the Uses of Cryptocurrency?
17
What are the Uses of Cryptocurrency? – Travel
18
What are the Uses of Cryptocurrency? – Real Estate
19
What are the Uses of Cryptocurrency? – Social Media
20
What are the Uses of Cryptocurrency? – Education
21
What are the Uses of Cryptocurrency? – Donation and Fundraising
22
What are the Uses of Cryptocurrency? – Motor Vehicle Industry
23
What are the Uses of Cryptocurrency? – Retail Sales
24
What are the Uses of Cryptocurrency? – Exchange of Artworks
25
What are the Uses of Cryptocurrency? – Game Industry
26
What are the Uses of Cryptocurrency? – Digital Publishing
27
What is the Situation of Cryptocurrency in the World?
28
What is the Situation of Cryptocurrency in the World? –
29
What is the Situation of Cryptocurrency in the World? – –
30
Are valid international laws regulating cryptocurrencies in countries sufficiently?
31
Activitiy 2
32
Activitiy 3
33
Quiz
SAVING
1
Learning Objectives
2
Why is it important to save?
3
Setting Your Goals
4
Activity 1
5
Tips & Tools for Saving
6
Summary
7
Activity 2
8
Activity 3
9
Activity 4
10
Quiz
INVESTING & RETIREMENT PLANNING
1
Learning Objectives
2
Introduction to the investing
3
Investment Horizon
4
EU Deposits Legislative Protection
5
Investment Products
6
Retirement Planning
7
Summary
8
Quiz
TIME VALUE OF MONEY
1
Learning Objectives
2
Value of Money
3
Rising Prices and its Consequences
4
Inflation Calculator for EU
5
Purchasing Power & Inflation
6
Inflation & Savings
7
Nominal Versus Real Return
8
Time Value of Money
9
Simple Interest Versus Compound Interest
10
The Time Value of Money
11
Basic Formula & Time Value of Money
12
Application of Time Value of Money (TVM)
13
Calculations & Online TVM Calculator
14
Calculating the End Amount (Future Value)
15
Calculating the End Amount (Future Value) – Example I
16
Calculating the End Amount (Future Value) – Example II
17
Calculating the end amount (Future Value) – Example III
18
Calculating the end amount (Future Value) – Example IV
19
Calculating the end amount (Future Value) – Example V
20
Calculating the end amount (Future Value) – Your Examples
21
Calculating the Starting Amount (Present Value)
22
Calculating the starting amount (Present Value) – Example I
23
Calculating the starting amount (Present Value) – Example II
24
Calculating the starting amount (Present Value) – Example III
25
Calculating ‘How Long’ (Time)
26
Calculating ‘How Long’ (Time) – Example I
27
Calculating ‘How Long’ (Time) – Example II
28
Calculating Interest Rate (Return Rate)
29
Calculating Interest Rate (Return Rate) – Example I
30
Calculating Interest Rate (Return Rate) – Example II
31
Summary
32
Quiz
FINANCIAL RISKS
1
Learning Objectives
2
Introduction to the “risk”
3
Risk
4
Educational System & Risk Literacy
5
Certain and Uncertain Things
6
Financial Risks
7
Types of Risks in the Financial Market
8
Systematic and Unsystematic Risk
9
Summary
10
Quiz
CREDIT MANAGEMENT
1
Learning Outcomes
2
Introduction
3
Activity 1
4
What is Credit?
5
Activity 2
6
What is a Credit Report?
7
Things to Consider in Managing Your Credit
8
What Is the Difference Between Debt and Credit?
9
Credit management – Reasons to credits
10
Credit payment plan calculation
11
Activity 3
12
Activity 4
13
Activity 5
14
Quiz
DEBT MANAGEMENT
1
Learning Outcomes
2
Introduction
3
Activity 1
4
What is the Debt?
5
Why Do We Need It? When is Debt Used?
6
What Is the Difference Between Debt and Credit?
7
Is Debt Management Right For You?
8
What is Debt Management Plan?
9
Does Debt Management Affect Your Credit Score?
10
Things to Consider in Managing Your Debt
11
Debt Management – Reasons to Debts
12
Debt Payment Plan Calculation
13
Activity 2
14
Activity 3
15
Activity 4
16
Quiz
MORTGAGES
1
Learning Outcomes
2
Introduction
3
Activity 1
4
What is a Mortgage?
5
What is Real Estate Value Determination?
6
What are the Mortgage Types of Mortgage Loans?
7
What are the Types of Fixed Rate Mortgage Housing Loans?
8
What are the Benefits of the Mortgage System?
9
Activity 2
CONSUMER RIGHTS AND OBLIGATIONS
1
Learning Objectives
2
On Consumer Protection and Retail Investors Protection
3
EU Legal Acts
4
About MiFID II and MiFIR Directives
5
Some of the Rights Consumer and Small Investors Have Under MiFID II
6
Single EU Passport
7
Deposit Insurance
8
Anti-Money Laundering in General
9
Summary
10
Quiz
FINANCIAL FRAUD PREVENTION
1
Learning Objectives
2
The Forms of Frauds
3
Types of Frauds on the Internet
4
Examples of Phishing
5
Customer Protection & Internet Shopping
6
Customer Right to Terminate the Contract
7
Summary
8
Quiz
FINANCIAL ADVISORS
1
Learning Objectives
2
Introduction
3
Banks and Insurance Companies
4
Financial Advice
5
Independent Financial Advisor
6
Robo-Advisory
7
Activity 1
FINANCIAL OPPORTUNITIES FOR ENTREPRENEURS
1
Learning Objectives
2
Introduction
3
Entrepreneurs and Small and Medium-sized Enterprises (SME)
4
Opportunities for Entrepreneurs
5
Traditional Business Loans
6
Start-Up Loans
7
Microcredit
8
Business Angels
9
EU Funds
10
European Social Fund
11
Tıps For You!
12
Quiz
STRATEGIES OF THE ENTREPRENEUR
1
Introduction
2
Selection of the Establishment of the Place of the Business
3
Strategies in the Establishment of the Business
4
Continuation of the Business, Strategies in its Development
5
Fiscal and Equity Policy Strategies
6
Human Resources and Strategies
7
Quiz
